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SBI Smart Credit

SBI SMART CREDIT

SBI Smart Card More Serices

  • For salaried class & self-employed
  • Open to SBI Customers & Non-SBI Customers
  • Turn your debit card to credit
  • Convenient to use
  • Lower cost than a conventional credit card

What is the SBI SMART CREDIT ?

  • A debit card with a credit facility of up to MUR 250,000 or even more
  • Multipurpose use
  • Draw cash on ATM in Mauritius and worldwide
  • Pay for your purchases anywhere in the world at point of sales
  • Cheque Book facility is attached to SMART CREDIT
  • Use Internet Banking also on this credit

Features

  • Salaried Customers
  • Eligibility::Minimum basic Salary: MUR 10,000
    Must be in confirmed employment
    Employer: Firm of repute/Parastatal or State
    Limit:
    • Unsecured :-3 months basic salary (Maximum MUR100,000)
    • Secured :-Maximum MUR250,000. Higher limit can be considered
      if security is adequate.
    Rate of Interest:
    • Clean OD :- PLR + 5%
    • Secured by Fix/Floating Charge:- PLR + 3%
    • Secured by Fixed Deposit:- Fixed Deposit Rate + 2% - Min PLR
    Period: 12 months subject to renewal
    Processing Fee: 1% or 0.25% if secured by Fixed Deposit
  • Self-employed
  • Eligibility:Minimum monthly income: MUR 10,000
    Own an established business
    Limit:
    • Unsecured :-NIL
    • Secured :-Maximum MUR250,000. Higher limit can be considered
      if security is adequate.
    Rate of Interest:
    • Clean OD :- N/A
    • Secured by Fix/Floating Charge:- PLR + 3%
    • Secured by Fixed Deposit:- Fixed Deposit Rate + 2% - Min PLR
    Period: 12 months subject to renewal
    Processing Fee: 1% or 0.25% if secured by Fixed Deposit

Be Smart Be Relaxed

Apply now at SBI nearest Branch

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