We move beyond standard products, offering a range of financial instruments designed to align precisely with your company’s unique business model and capital requirements. Our expert team is ready to assist you in selecting and structuring the right solution.
SBIML Loans for Your Diverse Needs:
i. Overdraft Facility: A flexible line of credit, providing quick access to funds to manage short-term working capital gaps and ensure business continuity.
ii. General Purpose Term Loan: Versatile financing with a fixed repayment schedule over a set period. Ideal for major business capital expenditures and green field projects. Can also be offered as Project Finance.
iii. Easy Business Loan: A streamlined, quick-access financing option designed to meet small ticket size financing upto MUR 10.00 Mio. Features a simplified application and fast processing for efficiency.
iv. SME Car Loan: Specific financing to help your company acquire new or used vehicles, to be used by company officials. The loan is offered on very competitive terms.
v. MSME Ace: A comprehensive loan product tailored specifically for the Micro, Small, and Medium Enterprise (MSME) segment, providing financing solutions to purchase machinery or vehicles to be used by the company for operations.
vi. Eco Green Loan: Financing designed to support businesses investing in sustainable and eco-friendly projects or equipment or setting up a renewable energy farm. Rewards your commitment to a greener future with favorable terms.
vii. Stand By Line of Credit: A confirmed, non-revolving credit facility that assures you of funding when you need it, often used to support seasonal demands.
viii. Open Term Loan: The key feature of the product is pre-approved limit, from which disbursement by the Borrower can be taken at any point of time – subject to overall sanctioned limits. The borrower can avail the facility multiple times within the sanctioned limit.
ix. OD/Loan against FDR: A quick and safe borrowing option where your existing Fixed Deposit Receipt (FDR) is used as security. Offers instant liquidity at an attractive interest rate while your original deposit remains intact and earning interest.
x. Pouvoir de La femme (Women's Empowerment): A specialized loan product dedicated to supporting and financing businesses run by women entrepreneurs. Offers customized terms to promote female leadership in business.
xi. Money Market Line: Designed to empower large corporates, public sector enterprises and financial institutions with agile short-term lending solutions. This revolving credit line offers access to short-term working capital at competitive pricing.
